How To Apply

Apply Online

SMS 

SMS your SA ID Number to 44191 and a Capfin consultant will call you back. Standard SMS Rates apply.

IN-STORE 

Apply at any till point in your nearest Ackermans store.

Items You’ll Need to Apply for a Loan

  • Valid SA ID.
  • 3 latest payslips or 3 latest bank statements.
  • A valid bank account.
  • A valid cellphone number.

How Much Will It Cost?

LOAN REPAYMENT EXAMPLE

Repayment Term

6 months

12 months

Loan Amount

R4 000

R4 000

Max Interest Rate

5.0%pm

28.75%pa

Initiation Fee

R535

R535

Maximum Monthly Service Fee

R69

R69

Monthly Capfin Credit Life

R15

R14

Maximum Monthly Instalment

R1 010

R530

Maximum Loan Repayment

R6 062

R6 355

You calculate your monthly instalments here

PLEASE NOTE:

  • All figures listed are inclusive of VAT at the prescribed rate.
  • Example based on first Capfin loan in calendar year and prime interest rate at time of publishing (Nov 2024).

More Info

For more information, visit www.capfin.co.za, call 087 354 0000 or SMS “LOAN” to 43679.

Capfin is a registered credit provider, NCRCP13053. Standard SMS rates & Terms and Conditions apply. Your loan application is subject to an affordability assessment and Capfin’s credit policy.

Need help ?
visit our faq’s

FAQ’s

A+ Account

Lay-by

Insurance

Bill Payments

Money Transfer

Vouchers