Tips on how to survive Janu-worry

After Christmas and the holidays, it’s that time of the year when money’s always a bit tight – also known as Janu-worry!

Getting paid earlier in December is great, but it also means the stretch to the next payday in January is even longer. If you’re starting to feel the January pinch and money is tight, these tips can help make it a little bit easier.

Make do with what you have

Raid the grocery cupboard and freezer and get creative. If you don’t have all the ingredients for a recipe, substitute ingredients and put your own spin on things. This is also a great way to use up food that might be nearing expiration.

Sell it!

Sell your unused items (or unwanted Christmas presents!) for a much-needed cash boost. Try one of South Africa’s top classified sites, like Gumtree or OLX or go to your nearest Cash Converters or Cash Crusaders store.

Stay home and entertain the family

Pop some popcorn and watch a good movie on TV – it’s a great way of keeping the family entertained at a fraction of what it costs to go to the movies. Or, get out the board games and have a games night. It’s a great way of free entertainment and family bonding time.

Plan your meals

Meal planning is one of the easiest ways to keep track of your impulse spending and saving those extra bucks. Making your lunch instead of buying it, for example.

  1. Write out your grocery list and, stick to it! Be disciplined and just buy what’s on the list.
  2. Jazz up your leftover food. For instance, you can use them as a basis for a delicious new dish.


Read more: Draw up your budget in three steps